Tel: (512) 322-9318

Frequently Asked Questions

What is a fee only investment advisor? How is this different from a Broker?

“Fee only” Registered Investment Advisors are required to act in a fiduciary duty to their clients as defined by the Investment Company Act of 1940 ; your best interest is always first. We are not a commission based salesperson for stocks or funds, our compensation structure is an agreed upon annual fee. This independence allows us to provide our clients with unbiased evaluations and analysis. In contrast some advisors or brokers are held only to a suitability standard, where financial products are recommended to you based on a financial profile and involve transaction based compensation. They have no legal obligation to put their clients’ interests ahead of their own.

Who are your clients?

Our long-term partners include individuals, multi-generational families, institutions, trusts, estates, endowment funds and retirement plans.

Where would my assets held?

Client accounts are opened in their own name to maintain transparency, ownership, access, regular statements, tax reporting and SIPC insurance coverage. Assets are always held by an institutional custodian to provide independent verification of activity, current holdings as well as limited trade access and institutional level transaction pricing. We custody with the three major national firms; Charles Schwab, Fidelity and TD Ameritrade.

How do I monitor my performance?

Clients receive monthly statements from their custodians as well as 24/7 online access. Quarterly, we deliver year-to-date and since inception portfolio performance on an absolute and relative basis to your benchmark. All of our performance figures are net of fees and in compliance with the CFA Institutes Global Investment Performance Standards (GIPS©).

What is a Chartered Financial Analyst (CFA)?

Considered the highest standard in the field of investment analysis, the CFA charter is a professional designation granted by the CFA Institute after passing three rigorous examinations and experience criteria. Earning the charter displays achievement of the highest level of ethical, educational and professional excellence.

What is a Certified Financial Planner® (CFP®)?

Licensed by the Certified Financial Planner Board of Standards, CFPs complete advanced coursework in financial planning and pass a comprehensive certification examination, along with a minimum of three years of full-time financial planning-related experience. To maintain the credential, licensees maintain current with the completion of 30 hours of continuing education every two years.

What is your fee structure?

Our asset management fee is scaled to size and complexity, averaging around 1% and based on the level of assets under management. We do not charge commissions or account fees and have no affiliation with insurance companies or broker/dealers, actuarial firms; we never accept any other form of compensation.

Do you have a minimum account size?

No, we are seeking clients that share our philosophy and will be life-long partners.

How do I know if your firm is right for me?

Call 512-322-9318 or email us  . We welcome the opportunity to meet. With conversation we can develop an understanding of what is important to you as well as your financial goals and begin to address how our expertise can be applied to your benefit. We want you to be satisfied that we have the expertise and investment options you seek.