Q.

A.

Independent advisors provide ongoing investment management through an asset allocation strategy that is tailored to accommodate your needs. Our educational background, years of experience, and institutional access to market products facilitate the development and implementation of your account’s asset allocation.

Specifically, the fee covers:

•Investment management
•Asset allocation management
•Quarterly performance reports and market commentaries
•Meetings
•Open communication

Our commitment is to manage assets prudently and to foster open communication to build long-term relationships. Most important, our clients know our goal – and theirs – is to add return, net of fees, with a focus on mitigating the downside potential of your investments as compared to the S&P 500 Index over a three- to five-year period.