What is a fee only investment advisor?

 

ACM elected to be a “Fee only” Registered Investment Advisor, RIA, to act as a qualified fiduciary for our clients as defined by the Investment Company Act of 1940: simply put, your best interest is always first. This independence allows us to provide our clients with unbiased evaluations and analysis. To compare the RIA role with other suitability standards and compensation structures, please see FINRA, the Financial Industry Regulatory Authority.

 

What type of clients do we serve?

 

Our clients value the experience and education of our team, the discipline in investment methodology, and appreciate the responsibility of partnering with a fiduciary investment manager. Our purpose and investment discipline applies equally to the long term investment solutions for working professionals, retired individuals, family legacies, as well as foundations and endowments to build, manage, and maintain a diversified investment portfolio.

 

Where would my assets be held?

 

Client accounts are opened in their own name to maintain transparency, ownership, access, regular statements, tax reporting and SIPC insurance coverage. Assets are always held by an institutional custodian to provide independent verification of activity, current holdings as well as limited trade access and institutional level transaction pricing. We custody with the three major national firms; Charles Schwab, Fidelity and TD Ameritrade.

 

How do I monitor my performance?

 

Clients receive monthly statements from their custodians as well as 24/7 online access. Quarterly, we deliver year-to-date and since inception portfolio performance on an absolute and relative basis to your benchmark. All of our performance figures are net of fees and according to the CFA Institutes Global Investment Performance Standards (GIPS©).

 

What is a Chartered Financial Analyst (CFA)?

 

Considered the highest standard in the field of investment analysis, the CFA charter is a professional designation granted by the CFA Institute after passing three rigorous examinations and experience criteria. Earning the charter displays achievement of the highest level of ethical, educational and professional excellence.

 

What is a Certified Financial Planner® (CFP®)?

 

Licensed by the Certified Financial Planner Board of Standards, CFPs complete advanced coursework in financial planning and pass a comprehensive certification examination, along with a minimum of three years of full-time financial planning-related experience. To maintain the credential, licensees maintain current with the completion of 30 hours of continuing education every two years.

 

What is your fee structure?

 

Our asset management fee is scaled to size and complexity, averaging around 1% and based on the level of assets under management. We do not charge commissions or account fees and have no affiliation with insurance companies or broker/dealers, actuarial firms; we never accept any other form of compensation.

 

Do you have a minimum account size?

 

No, we are seeking clients that share our philosophy and will be life-long partners.

 

How do I know if your firm is right for me?

 

Call 512-322-9318 or email us. We welcome the opportunity to meet. With conversation we can develop an understanding of what is important to you as well as your financial goals and begin to address how our expertise can be applied to your benefit. We want you to be satisfied that we have the expertise and investment options you seek.